Adding & Verifying Bank Accounts

Adding and Verifying a Personal Bank Account Using Instant Account Verification

With the instant account verification method, you provide your bank account login credentials through Amazon's secure web site, which Amazon Payments uses to verify your ownership of the bank account. Your credentials are never stored or read by Amazon.

If you prefer to verify your account without using your bank account login credentials, you can do so using the random deposits verification method. For more information, see "Adding and New Bank Account to Your Account Using Random Deposits," below.

To add and verify a new U.S. bank account using Instant Account Verification, follow these steps:

  1. Log in to your Amazon Payments account.
  2. Click the Edit My Account Settings link.
  3. In the Payment Settings section, click the Add bank account link.
  4. In the Bank Account Holder Name text box, type the name of the account owner as registered with the bank.
  5. In the Routing Number text box, type the bank's routing number (from the lower-left portion of a check). Amazon Payments will attempt to match the number to known banks. If the number does not match any known banks, a message will appear requesting you re-enter the number or try a different bank routing number.
  6. In the Account Number text box, type the bank account number (from the lower-left portion of a check).
  7. Choose the Personal bank Account radio button. If you choose Business Checking Account, you must upload or fax a current bank statement for verification. For more information, see Adding a Business Bank Account to Your Account.
  8. Provide a valid driver's license or state-issued identification number and select the issuing state.
  9. Select the billing address associated with the bank account or enter a new one.
  10. Click Continue.
  11. If your bank is enabled to support Instant Account Verification, you will see two options: Instant Verification and Verify with Bank Deposits. Click the Instant Verification radio button. The fields in this form vary according to the security methods enabled by your bank. Optional fields requested by your bank may be included.
  12. Enter the information for your bank account in the spaces provided. Only provide values for the optional fields that you have already provided to the bank.
Note: Amazon does not save your sign-in information, but only uses it to verify your ownership of the bank account.

  1. Click the Verify Instantly button. Amazon Payments attempts to verify the account using the credentials you provided. Depending on the security options you have set with your bank, you might be prompted for additional security questions. This can take a couple minutes, so please wait for the verification to complete.
Note: Do not close the page while the credentials are being verified. If you close the page, you will have to start the verification over.

When complete, if your account verifies, you can begin using it right away.

Note: Your Amazon Payments account has a lifetime limit of 10 bank account payment methods (there is no such limit on the number of credit cards associated with your account). If you have had 10 bank accounts with Amazon Payments already on the same account, you cannot add any more, even if one or more of the ten is no longer active.

Adding and Verifying a Personal Bank Account Using Random Deposits

With the random deposits method of account verification, Amazon Payments will make two small test deposits of less than $1.00 into the bank account you provide. When the deposits appear in your bank account (generally within 5-7 business days, not including weekends or holidays), you must return to your Amazon Payments account to verify the deposit amounts. (See "Verifying Your Account with Random Deposits," below.)

For faster verification, see Adding and Verifying a New Bank Account to Your Account Using Instant Account Verification.

To add a new U.S. bank account using random deposits, go to Amazon Payments at https://payments.amazon.com/ and follow these steps:

  1. Log in to your Amazon Payments account.
  2. Click the Edit My Account Settings link.
  3. In the Payment Settings section, click the Add bank account link.
  4. In the Bank Account Holder Name text box, type the name of the account owner as registered with the bank.
  5. In the Routing Number text box, type the bank's routing number (from the lower-left portion of a check). Amazon Payments will attempt to match the number to known banks. If the number does not match any known banks, a message will appear requesting you re-enter the number or try a different bank routing number.
  6. In the Account Number text box, type the bank account number (from the lower-left portion of a check).
  7. Choose the Personal bank Account radio button. If you choose Business Checking Account, you must upload or fax a current bank statement for verification. For more information, see Adding a Business Bank Account to Your Account.
  8. Provide a valid driver's license or state-issued identification number and select the issuing state.
  9. Select the billing address associated with the bank account or enter a new one.
  10. Click Continue.
  11. Click the Verify with Bank Deposits radio button, and then click the Verify with Bank Deposits button.

Note:

Monitor your bank account over the next few days. If you don't receive the test deposits within 5-7 business days of entering your bank account information (not including weekends or holidays), there might have been a problem with the information you entered. This could be a simple typo in the routing or account numbers, or your bank may not be able to receive the deposits we're sending. (You can try again by deleting the bank account information you originally entered and re-entering the information as a new bank account. To delete your bank account, see "Deleting Bank Account Information," below.

Verifying a Personal Bank Account to Using Random Deposits

When the random deposits do appear (generally within 5-7 business days, not including weekends or holidays), return to your Amazon Payments account to verify the deposit amounts:

  1. Log in to your account
  2. Click the Edit My Account Settings link.
  3. Click Manage your bank accounts.
  4. Select the bank account you want to verify.
  5. Click the Enter deposit amounts button for the account you want to verify.
  6. In the window that appears, type the random deposit amounts in the spaces provided. You must also answer one of the two security questions you answered when setting up your account.
  7. Click the Submit button.
  8. If the random values match, and you answer the security question correctly, you're finished! If after several attempts you are not successful, you might be able to verify your account using Instant Account Verification. For more information, see "Adding and Verifying a New Bank Account to Your Account Using Instant Account Verification," above.
Note: Your Amazon Payments account has a lifetime limit of 10 bank account payment methods (there is no such limit on the number of credit cards associated with your account). If you have had 10 bank accounts with Amazon Payments already on the same account, you cannot add any more, even if one or more of the ten is no longer active.

Deleting Bank Account Information

To delete bank account information, just follow these steps:

  1. Log in to your Amazon Payments account.
  2. Click Manage My Account Settings.
  3. In the Payment Settings section, click Manage my bank accounts.
  4. Select the bank account to delete, and then click the Delete button.
  5. On the following page, click the Delete button to confirm the deletion. The bank account will be removed from your available payment methods.

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